Every Ferrari road car.

A list price exists, the used market is deep enough for a lender to forecast against, and a closing value can be set. Every structure on this site is available, and this is the only era where a monthly figure can honestly be computed from list.

Priced against what the car is worth now rather than what it cost new. The steepest part of the depreciation curve has usually already happened, which is what makes this era the cheapest on the whole range to fund and the single most effective way to reduce a monthly payment.

Values have flattened and on the better cars have started to climb. Age stops being the thing a lender worries about and condition, service history and originality take over. A documented car and a neglected one of the same model are not the same proposition.

Funded against an agreed valuation rather than any published figure. A manufacturer scheme will not look at these cars at all, so this is specialist commercial lending or it is nothing, which is a large part of why independent lenders exist in this market.

Appreciating assets underwritten on provenance, documented history and originality. Advances are set case by case against an independent valuation, and the paperwork behind the car matters as much as the car does.